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Star Health Insurance Review

A Star in health insurance lights up life in every family, a health insurance for everyone, for every need.

Star Health Insurance, the specialist in health insurance, is a trusted and faster growing insurance company with pan india presence.  Committed to good health, its offer a galaxy of products and services in health insurance.  Star Health Insurance Plans accepted across a network of more than 5200 hospitals in india, opens the door to cashless hospitalization, faster and trouble free direct in-house claim settlement.  After all the glow of a Star not only lights up the galaxy but also your life.  With good Health.....

Star Family Health Optima:
  • Single Sum Insured Plan for entire Family
  • Minimum SI 2 Lac Maximum 15 Lac
  • Automatic Restoration of Sum Insured
  • Entry Aged between 5 month  65 Yrs
  • 101 day care process
  • Pre and Post Hospitalization cover
  • In-Patient hospitalization cover
Senior Citizen Red Carpet Insurance:
  • For People aged between 60 and 75 yrs of age
  • Lifelong renewals Guaranteed
  • No pre-insurance medical test required
  • Pre existing ailments covered.
  • Only cashless at network hospitals
  • Maximum cover of Rs. 5,00,000 per individual
Star Medi Classic Insurance:
  • In-Patient hospitalization expenses.
  • A health policy for individual as well as family.
  • Coverage from  the age of 5 month to 64 yrs.
  • Renewal upto 80 yrs.
  • Hospitalization cover against illnesses and / or accidental Injuries.
  • Covers pre and post-hospitalization expenses
  • Non – Allopathic up to Rs.25,000 per year.
  • No claim discount ranging from 5% to 25% for every claim-free year
  • Maximum cover of Rs.10,00,000 per individual
Star Super Surplus Insurance:
  • Wide protection Cover – Rs. 7 Lac and Rs. 10 Lac
  • In-Patient hospitalization Cover
  • No ceiling in ICU, medicine, diagnostic charges or consultation fee.
  • Affordable low premium.
  • Floater option available.
  • Deductible options of Rs. 3 Lakh and Rs. 5 Lakh.
Star Wedding Gift Insurance:
  • Covers Couple’s Health, Covers Maternity Expenses too.
  • Expenses for delivery [Caesarean/Normal Delivery]
  • Newborn baby cover [including Congenital disorders/defects]
  • Post delivery complication cover for mother after delivery.
Star Unique Health Insurance:
  • Covers pre-existing and future ailments too
  • Covers both pre existing aliment and future diseases
  • No Medical Chequp upto 65 years of age
  • HIV effected person can also be covered.
Star Diabetes Safe Insurance:
  Sweet NEWS for Diabetes.
  • Exclusively for people diagnosed with Diabetes Mellitus Type II
  • Coverage offered for Retinopathy, Nephropathy and Foot Ulcer [Diabetic]
  • Covers any person between 26 yrs and 65 years.
  • Sum Insured Upto Rs. 5 Lakhs.
Star Health Gain Insurance:
   The Security of Insurance. The Advantage of Tax benefits.
  • Flat Premium of Rs. 15,000/-
  • Irrespective of the Sum insured or age of the persons or number of person covered.
  • Coverage for both inpatient and outpatient treatment under one policy.
  • Any unutilized amount under outpatient benefits can be carried forwarded to the next one year.
Star Overseas Medical Policy:
   Covering you when you are away from home.
  • Emergency medical expense.
  • Emergency medical transpiration to republic of India.
  • Compensation following accidental Injuries.
  • Lost of checked in baggage
  • Lost of passport
  • Flight delay, Missed departure / connection
  • Delay of checked in baggage
  • Personal liability.

Advantage Star Health Insurance
  • Over 10 Corer People Covered Across the Country.
  • Hospitalization expenses incurred as a result of illness/disease/sickness/accidental injuries.
  • Covers hospitalization expenses like Room Rent, Medicines, Scan, X-Ray, Operation Theater charges, Surgeon, Consultant and Anesthetist fees.
  • Direct Settlement of Claims - NO TPA
  • Covers pre and post-hospitalization.
  • Wide Net work of more than 6000 +  hospital across India
  • Life Time Renewal for Senior Citizen plans.
  • Wide choice of plan option
  • Exclusive policy covering Pre-Existing Disease.